Processing times
15 working days.
Description
Debtor Current Account Tracing is a service that allows you to obtain information on the existence of bank or postal current accounts in the name of a natural or legal person.
Who can apply for it?
Debtor Current Account Tracing can be requested for natural persons resident or domiciled in Italy and for legal persons (capital companies, snc, sas and associations) with registered office in Italy.
What does the service include?
There are two types of tracking available:
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Basic Tracing: Includes the indication of residence or registered office, and information on active bank and postal accounts.
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Trace Plus: In addition to the information in the Basic Trace, it also includes data on online current accounts, savings books, deposit accounts and account cards with IBAN.
When is it useful to request the service?
The Debtor Current Account Tracing service is particularly useful in the case of judicial executions, debt collection and successions. It can be requested by law firms specializing in debt collection, bankruptcy trustees, or in the case of successions when you want to verify whether the deceased was the holder of current accounts that the heirs were not aware of.
Important information:
Given the sensitivity of the matter, bank tracing can only be requested if you have a credit or other right against the person for whom the tracing is requested. It is advisable to indicate the details of the judgment or enforcement proceedings in the notes of the request. Requests that do not meet these requirements will not be taken into consideration.
Please note that this type of activity is carried out by an external partner company with regular authorization pursuant to art. 134 TULPS. It is not possible to verify the existence of debit cards or rechargeable credit cards; only those with IBAN can be traced. All joint accounts are excluded from the investigation.
For investigations aimed at successions, the search can only be carried out on subjects who died in the previous 12 months and it is necessary to document that one is an heir of the subject for whom the investigation is being carried out.
For further information or clarifications on Debtor Current Account Tracing, you can send your requests from the “contact us” page.